Where is kiva
Habitat for Humanity Mexico 94 months on Kiva. Ecoblock International 99 months on Kiva. PAC months on Kiva. Yellow Leaf Hammocks months on Kiva. KosInvest months on Kiva. Maya months on Kiva. VisionFund Rwanda months on Kiva. FAPE months on Kiva. SEDA months on Kiva. Patan Business and Professional Women months on Kiva. Fansoto 12 months on Kiva. Uncommon Cacao 34 months on Kiva. Anza 37 months on Kiva.
Impact Hub 52 months on Kiva. Building Markets 62 months on Kiva. Pomona Impact 60 months on Kiva. Uncharted 64 months on Kiva. Palmis Mikwofinans Sosyal 79 months on Kiva. Nexus For Development 84 months on Kiva.
NESsT 79 months on Kiva. Emerging Cooking Solutions Zambia 87 months on Kiva. Agora Partnerships 78 months on Kiva. Instituto Peruano de Fomento Educativo 91 months on Kiva.
American University of Central Asia 98 months on Kiva. Nazava Water Filters months on Kiva. Sanergy months on Kiva. Nor Horizon months on Kiva. Mountain Lion Agriculture 58 months on Kiva. SunFarmer 88 months on Kiva. Burn Manufacturing 76 months on Kiva. Fairtrasa Peru S. Maya Mountain Cacao months on Kiva. Yayasan Sosial Bina Sejahtera months on Kiva. Maharishi Education for Invincibility Trust months on Kiva. Kiwa 57 months on Kiva. Siam Organic 62 months on Kiva. Wedu 85 months on Kiva.
Fledge 90 months on Kiva. Lumni Chile months on Kiva. CrediCampo months on Kiva El Salvador. Credo months on Kiva Georgia. Hattha Bank months on Kiva Cambodia Thailand. Phillip Bank months on Kiva Cambodia. Microfund for Women 47 months on Kiva Jordan.
Kashf Foundation months on Kiva Pakistan. VisionFund Ecuador months on Kiva Ecuador. National Microfinance Bank months on Kiva Jordan. Bai Tushum Bank months on Kiva Kyrgyzstan. Juhudi Kilimo months on Kiva Kenya. Humo months on Kiva Tajikistan. Camfed Malawi 41 months on Kiva Malawi. Chamroeun Microfinance Plc 59 months on Kiva Cambodia. Camfed Zambia 60 months on Kiva Zambia. Camfed Ghana 73 months on Kiva Ghana. Fondesurco 83 months on Kiva Peru. Camfed Tanzania 86 months on Kiva Tanzania.
Camfed Zimbabwe 98 months on Kiva Zimbabwe. Apoyo Integral months on Kiva El Salvador. Belghoria Janakalyan Samity 96 months on Kiva India. ID Ghana months on Kiva Ghana.
Strathmore University months on Kiva Kenya. Interactuar months on Kiva Colombia. Accion East months on Kiva United States. Vision Fund Mexico months on Kiva Mexico.
Friendship Bridge months on Kiva Guatemala. Smart Credit 76 months on Kiva Moldova. Milaap 83 months on Kiva India. Proximity Designs 87 months on Kiva Myanmar Burma. M7 Microfinance Institution 91 months on Kiva Vietnam.
Alivio Capital 87 months on Kiva Mexico. Mahashakti Foundation months on Kiva India. Urwego Bank months on Kiva Rwanda. As MacCormack puts it, "An awful lot of people who sign on to a personal human being will not sign on to a well. That's their problem. The Catch is that the only way to raise money is sponsorship, but that is not the way to development.
The show is the biggest part of what they do. So, they say, let's keep the show going, but try to find ways to make it better. Within a year of the Tribune series, the Missouri attorney general had slapped restrictions on Children International while the non-profit umbrella group InterAction committed to developing a set of voluntary industry standards.
Many of the rule changes related to how clearly the charities disclosed how they operated. Two years later, he wrote a second installment in the same periodical. Flannery's authentic, conversational voice makes both articles readable and engaging. As he tells his own story, he comes across as an approachable man of vision, passion, and action. Flannery tells how another Kiva ingredient, microcredit, first mixed in his mind with child sponsorship. Fittingly, it happened through hearing a story:.
One night, [Jessica] invited me to come hear a guest speaker on the topic of microfinance, Dr. Mohammed [ sic ] Yunus. Yunus spoke to a classroom of thirty people and shared his story of starting the Grameen Bank. It was my first exposure to the topic and I thought it was a great story from an inspiring person. For Jessica, it was more of a call to action that focused her life goals. Some months later, Jessica went off to East Africa to perform "impact evaluations" for the Village Enterprise Fund , which works intensively with poor farmers, providing grants not loans and training to help them start business activities.
Jessica's work gathered data on indicators of poverty among participants, asking "questions like 'Do you take sugar with your tea? Then came the epiphany:. We had both grown up sponsoring children in Africa through our church and families. Why not extend the core of that idea to business? However, instead of donations, we could focus on loans. This seemed like a dignified, intellectual, and equitable extension that appealed to us at this point in our lives.
Instead of benefactor relationships, we could explore partnership relationships. Instead of poverty, we could focus on progress. Soon after, Matt joined Jessica in Africa. He brought his video camera, which embodied the third key ingredient in Kiva, information technology.
I was also intent on investigating the viability of our new idea. Back in the United States Matt and Jessica began their impressive passage across the desert in pursuit of their vision. She networked for advice and support.
He built the website after-hours, and eventually quit his job. Together they wrote the business plan. Once the site was ready, we needed loan applications in Africa to post on the site. Moses is a community leader in Tororo and is highly connected to the Internet.
We had been in close contact over the past year and Moses was ready to post and administer the loans of seven entrepreneurs in his community Once Moses had posted the seven businesses, the site was ready to go. We sent out an email to our wedding invite list and waited to see what would happen. We emailed about people, and all seven businesses were funded in a weekend.
We were blown away; everything worked. Right there, Kiva hit the tension in the sponsorshipmore currently, "person-to-person" P2P model: the need to find and post enough stories to keep up with demand. It led instantly to fraud, though Matt Flannery didn't know it when he wrote the two-year history. As he recounts in the four-year history, a Kiva Fellow volunteer sent to Uganda discovered that Moses was producing many stories about individual borrowers the easy way, from whole cloth.
Flannery flew to Uganda:. I spent two weeks organizing a clean-up operation. We hired accountants and lawyers. I spent hours with Moses, trying to figure out exactly what happened. The money had vanished into a series of bad investments and a new house. Moses had a growing family.
His new son was named for me: Matthew Flannery Onyango. The reaction from our user base was telling. Overwhelmingly, they thanked us for our honesty and poured their refunds back into loans to other MFIs on the site.
They reinforced an important lesson: whenever possible, be completely transparent. Transparency pays huge long-term dividends. There are a million reasons to withhold information. Lawyers will warn you about liabilities. Marketing people will preach about tarnishing the brand. Investors will encourage you to look bigger and better than you are. Most of this is just tired and outdated thinking. Operating transparently is a great way to keep an organization accountable for its actions.
Before you act, ask yourself: would you be OK doing this if you had to tell your entire user base about it? Would you be proud if your actions were described on the front page of the New York Times? These are great tests that I often use to vet a decision. Flannery describes the "story factory. It is quite an operation….
In the field, loan officers carry Kiva questionnaires along with a host of other loan documents. When they visit a village, they gather women and tell them about the opportunity to apply for a loan. If a woman decides to apply, the loan officer takes down information on papersome for the Kiva site and some for other business purposes.
The Kiva questionnaire asks for information that interests lenders. For instance, how many children do you have? And how will the loan make an impact on your family? This is all done in the local languageKhmer. They also take photos of the applicants. Returning to the branch, the loan officer enters the data into a computer and sends the informationvia Yahoo!
Messengerto the Kiva coordinators at the headquarters in a major city. Kiva coordinators are typically young, Internet-savvy males who get paid a few thousand dollars a year.
It is a desirable job and about ten of them are now working in Phnom Penh. We train them in the art of synthesizing the Kiva questionnaire into a readable narrative; then they spend their days writing stories and uploading pictures.
As a kid, I would write letters to [sponsored] children a few years younger than me in Africa and South America. I imagined my letters being delivered to a thatched-roof hut halfway around the planet. Middle East. Saved searches. Checkout 0.
The browser version you are using is not supported by Kiva. Please use the most recent version of these supported browsers for Kiva to function properly. Kiva by the numbers. See more A Kiva loan is funded every. Watch at Kiva. Lenders became my friends, my spiritual cheerleaders.
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